REI Capital Partners | Hard Money & Private Money Lending for Real Estate Investors
Now Funding Investment Properties Nationwide

Capital Built for
Real Estate
Investors.

Fast approvals, flexible underwriting, and private capital you can count on — from fix-and-flip to ground-up construction. Close in 5–10 business days, not months.

5–10 Day
Average Close
🏦
$50K–$5M
Loan Range
🤝
No Red Tape
Investor-First
No Credit Pull
To Apply
$500M+
Total Funded
2,400+
Loans Closed
5–10
Day Avg Close
48 hrs
Pre-Approval
Why Investors Choose Us

A Lending Partner That Works as Hard as You Do

Built for real estate investors — not banks, not bureaucracy. Straightforward capital with a team that understands your deals.

Lightning-Fast Closings

Close in as few as 5–10 business days. Deals don't wait — our streamlined process gets you to the closing table before the competition.

📊

Competitive, Transparent Rates

No hidden fees. No bait-and-switch. Clear loan terms upfront so you can underwrite your deal with full confidence before submitting an offer.

🔧

Flexible Underwriting

We underwrite to the deal — not just the borrower. Strong ARV and a solid exit strategy can offset credit challenges for the right deal.

🏠

100% Investor-Focused

We only fund investment properties. Our team speaks MAO, ARV, LTV, and DSCR — and understands what makes a great deal worth funding.

📱

Dedicated Communication

A dedicated specialist — not a call center. Real answers, real-time updates, and a team that treats your timeline as urgent as you do.

🔁

Repeat Investor Rewards

The more you fund with us, the better it gets. Preferred rates, streamlined docs, and priority processing for portfolio investors.

Loan Programs

Financing for Every Investment Strategy

Whether you're flipping your first home or scaling a rental portfolio, we have a loan built for your strategy and timeline.

⭐ Most Popular
🔨

Fix & Flip Loans

Up to 90% LTC / 75% ARV
6–18 month terms
Interest-only payments
Rehab draws included
First-timers welcome
Rates from8.99%
🏘️

DSCR Rental Loans

Qualify on rental income — not W-2
30-year fixed available
No income docs required
Cash-out refinance OK
Rates from7.49%
🏗️

Ground-Up Construction

Up to 85% LTC / 75% ARV
Draw-based funding
12–24 month terms
Spec homes to subdivisions
Rates from9.49%
🔄

BRRRR Bridge Loans

Buy, rehab, rent, refi, repeat
Bridge into DSCR at stabilization
Full rehab budget included
Rates from8.99%
🏖️

Short-Term Rental (STR)

Qualify via Airbnb / VRBO income
AirDNA market analysis accepted
Purchase & cash-out available
Rates from7.99%
🌉

Bridge & Portfolio

Blanket loans 2–20 properties
Cross-collateralization available
Perfect for scaling investors
Rates from8.49%

Rates subject to change. Contact us for current pricing based on your specific deal.

Get Quoted for Your Deal →
How It Works

From Application to Closing in 4 Simple Steps

We've streamlined every step so you can focus on finding great deals — not chasing paperwork or waiting on hold.

01

Apply Online

Submit your pre-qualification in under 2 minutes. No hard credit pull, no commitment. Just your deal details and goals.

02

Speak With a Specialist

Your dedicated lending specialist reaches out within 1 business day to discuss your deal and identify the best loan structure for you.

03

Receive Loan Options

We present clear, transparent options — rates, terms, and all fees — before you commit to anything. No surprises, ever.

04

Close & Fund Quickly

Submit documents, get approved, and close. Most loans fund in 5–10 business days. Your speed, not a bank's timeline.

90%
Max LTC on Flips
48hr
Pre-Approval
$5M
Max Single Loan
0
Tax Returns (DSCR)
📍 Recent Funded Deal
Dallas, TX — Fix & Flip
Loan
$385,000
ARV
$525,000
Close
7 Days
The REI Capital Advantage

Everything You Need. Nothing You Don't.

Built around the investor experience — fast decisions, flexible terms, and humans who answer the phone.

📋
No Tax Returns Required
Qualify on deal strength and rental income — not W-2s. Self-employed and 1099 investors always welcome.
💼
LLC & Entity Lending
Lend to your LLC, LP, or corporation — protecting personal assets while building your business credit profile.
🌎
Nationwide Lending (40+ States)
Investing locally or expanding markets nationwide — capital ready to deploy wherever your deals are.
🔁
Repeat Borrower Benefits
Better rates, streamlined docs, and priority processing as you scale your portfolio with REI Capital.
Investor Success Stories

Real Investors. Real Results.

Don't take our word for it — hear from investors who trust REI Capital Partners deal after deal, year after year.

★★★★★

“Closed my fix-and-flip in 7 days. No drama, no surprises — exactly what they promised. REI Capital is in a different league from any lender I've used.”

MR
Marcus R.
Fix & Flip — Atlanta, GA
📍 $285K | 7-Day Close
★★★★★

“Speed and flexibility are everything for BRRRR investors. Closed in 9 days, refinanced out at month four. Already on deal #3 with them now.”

JT
Jennifer T.
BRRRR Investor — Charlotte, NC
📍 12 Doors | 3 Loans Complete
★★★★★

“My tax returns looked terrible even though I was cash-flowing well. REI Capital looked at the real numbers and funded my STR portfolio. Total game changer.”

DK
David K.
STR Investor — Nashville, TN
📍 $540K DSCR | 3 STR Properties
★★★★★

“First flip and I was nervous. My specialist walked me through every single step with patience. We closed on time and deal #2 is already in the pipeline.”

SR
Sofia R.
First-Time Flipper — Phoenix, AZ
📍 $195K | First Deal Closed
★★★★★

“Built 6 custom homes this year. REI Capital's draw process is smooth, team responds within hours. Best construction lender I have ever worked with.”

BW
Brian W.
Builder — Dallas, TX
📍 $3.2M | 6 Ground-Up Builds
★★★★★

“Eight deals closed this year. Lower rate, faster close, better communication than my previous lender. They genuinely feel like part of my investment team.”

AL
Anthony L.
Portfolio Investor — Houston, TX
📍 $1.8M | 8 Deals in 2025
Ready to Move Forward?

Your Next Deal Deserves the Right Capital Behind It.

Get pre-qualified in minutes or schedule a free funding consultation. No pressure. No obligation. Just smart capital, ready to deploy on your timeline.

✅ No Hard Credit Pull
✅ 48-Hour Pre-Approval
✅ No Commitment Required
✅ Dedicated Lending Specialist

REI Capital Partners is a private money lender and is not a bank or federally regulated financial institution. All loans are for business/investment purposes only and are not consumer mortgage loans. Loan products are subject to availability, credit approval, and applicable underwriting criteria. Rates and terms subject to change without notice. This is not an offer to lend in jurisdictions where such offers are prohibited by law.

© 2026 REI Capital Partners. All Rights Reserved. | DeSoto, Texas | Nationwide Private Lending